Tips On Getting The Most From A Work Comp Claim
If you or a loved one has been injured at work,you are probably asking yourself how you are going to settle your usual bills together with the medical bills. The fortunate thing is that the law guarantees all injured workers a compensation for the injuries under the worker’s insurance compensation insurance. The moment you are hurt while at work,you need to seek emergency medical treatment after which you need to notify your employer of the injury. The law regarding work injuries is no-fault,meaning that no person or entity takes the responsibility of the injuries sustained.
However,this does not mean that the benefits will flow naturally or will be maximized without your input. The challenge is that insurance companies are established to make profits so they will fight to avoid large payouts to a claimant like you. These tips on getting the most from a work comp claim with help from a- will help you protect your rights as an injured employee and help increase the chances of getting a reasonable compensation.
Tip 1# Seek Immediate treatment
Most injuries sustained by workers may seem mild or not show up immediately,something that may compromise your claim. Late reporting or treatment of an injury may be a loophole that an insurance company may use to deny your claim. You need to report immediately to your employer and fill out a claim form to be forwarded to the employer’s insurance carrier. Delayed reporting of an injury may be taken to mean that the injury did not occur while at work or that the injury was not so serious since you took time to seek the attention of a doctor.
Tip 2# File Your Claim Fast
The longer you take to check on the doctor the more you make it difficult for anyone to believe that you were injured while carrying out your duties.
Tip 3# Let a- Build a Strong Injury Claim
Many claims that are denied are those that are handled by workers themselves without the help of an attorney. Remember that insurance companies have been the business for some time and that they have serious lawyers to help them puncture any claim coming their way. Therefore,you need to find an equally lethal lawyer with a reputation that matches that of the legal team retained by the insurance company.
The Bottom line
With everyone looking to pull to their side,you should not leave any room for the insurance company to cast doubts about your claim. Work closely with a workers’ compensation lawyer to ensure everything is in order before filing the claim.